Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing any page of the Service, or otherwise using the materials provided by Ferrivium, you confirm that you have read, understood, and agree to these Terms, together with our Privacy Policy, which is incorporated herein by reference.

If you are using the Service on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

2. Description of Service

Ferrivium provides data analysis and decision-support tooling intended to assist investors and business strategists in reviewing information and tracking performance over time. The Service is informational in nature and does not constitute financial, investment, legal, or professional advice.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice, and without liability for any such changes.

3. Eligibility and Accounts

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account.

You agree to provide accurate and complete information when registering for or using the Service and to update that information as necessary.

4. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorised access to systems or data; interfering with the normal operation of the Service; reverse engineering or copying underlying software; or using the Service for any unlawful or fraudulent purpose.

We reserve the right to suspend or terminate access for any user who violates these provisions.

5. No Financial Advice

Nothing provided through the Service should be construed as a recommendation to buy, sell, or hold any investment, or as a substitute for independent professional advice. Decisions made using information from the Service are made at your own discretion and risk.

Past performance data, metrics, or analysis presented within the Service are not guarantees of future results.

6. Intellectual Property

All content, design, software, and materials associated with the Service, excluding user-submitted data, remain the property of Ferrivium or its licensors. You may not reproduce, distribute, or create derivative works from any part of the Service without prior written consent.

7. Fees and Payment

Where the Service includes paid features, applicable fees will be presented prior to purchase. Fees are non-refundable except where required by applicable law or expressly stated otherwise. We reserve the right to change pricing with reasonable notice.

8. Third-Party Services

The Service may reference, integrate with, or link to third-party tools, data sources, or websites. Ferrivium does not control and is not responsible for the content, accuracy, or practices of any third party.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Ferrivium and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or business opportunity, arising from or related to your use of the Service.

11. Indemnification

You agree to indemnify and hold harmless Ferrivium from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

12. Termination

We may suspend or terminate your access to the Service at our discretion, including for breach of these Terms, without prior notice where circumstances warrant. Upon termination, provisions relating to intellectual property, disclaimers, liability, and indemnification shall survive.

13. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for operational, legal, or regulatory reasons. Updated Terms will be posted on this page, and continued use of the Service following any changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Ferrivium operates, without regard to conflict of law principles. This section should be reviewed and finalised in line with your specific legal jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

Questions regarding these Terms may be directed to Ferrivium through the contact details provided on our Contact page.